北美语音支付市场预测至 2030 年 - 区域分析 - 按组件(软件和硬件)、企业规模(大型企业和中小型企业)和行业(BFSI、汽车、医疗保健、零售、政府等)

Historic Data: 2020-2021   |   Base Year: 2022   |   Forecast Period: 2023-2030


No. of Pages: 82    |    Report Code: BMIRE00030791    |    Category: Banking, Financial Services, and Insurance

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North America Voice-Based Payments Market
2022 年,北美语音支付市场价值为 21.8927 亿美元,预计到 2030 年将达到 48.2293 亿美元;预计 2022 年至 2030 年的复合年增长率为 10.4%。

对非接触式支付解决方案的偏好推动了北美语音支付市场的发展

商业领域对非接触式支付解决方案的偏好日益增加,代表着向精简和安全的交易流程的更广泛转变,从而产生了对语音支付的更多需求。这种转变是由现代消费者对金融互动的便利性、速度和增强安全性的要求所驱动的。随着全球市场的发展,企业认识到满足这些偏好的必要性,从而导致非接触式支付方式的采用激增。由近场通信 (NFC)、射频识别 (RFID) 和移动钱包等技术推动的非接触式支付为传统支付方式提供了一种快速有效的替代方案。根据万事达卡的数据,2021 年第一季度,全球非接触式交易增长显著,超过 40%。此外,研究发现,80% 的非接触式交易价值低于 25 美元。

消费者喜欢减少身体接触、加快交易速度和最大限度地减少潜在健康问题,这在最近的全球事件背景下尤其重要。此外,与非接触式支付相关的无缝用户体验可提高客户满意度和忠诚度。采用非接触式支付解决方案的企业还可以从提高的运营效率中受益。更快的交易处理可提高客户吞吐量并减少排队和结账时间,从而带来整体积极的购物体验。此外,数据加密和标记化对于非接触式交易至关重要,可提供增强的安全性并降低与传统支付方式相关的风险。因此,所有上述因素都在推动市场增长。

北美语音支付市场概览

北美语音支付市场分为美国、加拿大和墨西哥。北美金融业正引领创新,这得益于开放银行计划、数字化转型和持续关注客户体验。财务主管和首席财务官 (CFO) 正在继续转向投资支付现代化,尤其是优先考虑数字支付。

根据 Banked 对 2023 年美国消费者支付偏好的研究,消费者期望有更多优先考虑速度、便利性和安全性的支付选项,并根据自己的情况改变支付方式。研究显示,如果结账时可以使用多种支付方式,一半的美国消费者会使用多种支付方式。这一比例在 2022 年显著增加,比 2019 年增加了 43%,这表明现代支付平台的灵活性和多功能性越来越高。数据显示,消费者的财务习惯正在多样化,79.2% 的受访者每月使用 2-5 种支付方式,较 2022 年的 57% 大幅上升。根据同一项研究,Apple Pay、Google Wallet 和 PayPal 等数字钱包和支付服务在美国也越来越受欢迎,59.6% 的受访者表示他们使用过这些服务。这些数字钱包的吸引力在于其易用性和增强的安全功能,使其成为越来越多用户的首选。随着数字支付方式使用的增加,北美对语音支付的需求也在增加。

北美语音支付市场收入及预测至 2030 年(百万美元)

北美语音支付市场细分

北美语音支付市场分为组件、企业规模、行业和国家。

根据组件,北美语音支付市场细分为软件和硬件。软件部分在 2022 年占据了更大的市场份额。

就企业规模而言,北美语音支付市场细分为大型企业和中小企业。大型企业部分在 2022 年占据了更大的市场份额。

根据行业,北美语音支付市场细分为 BFSI、汽车、医疗保健、零售、政府和其他。BFSI 部门在 2022 年占据了最大的市场份额。

按国家/地区划分,北美语音支付市场细分为美国、加拿大和墨西哥。 2022 年,美国占据了北美语音支付市场的主导份额。

Amazon.com Inc、Cerence Inc、Google LLC、华为技术有限公司、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited 和 PCI Pal 是北美语音支付市场的一些领先公司。

North America Voice-Based Payments Strategic Insights

Strategic insights for North America Voice-Based Payments involve closely monitoring industry trends, consumer behaviours, and competitor actions to identify opportunities for growth. By leveraging data analytics, businesses can anticipate market shifts and make informed decisions that align with evolving customer needs. Understanding these dynamics helps companies adjust their strategies proactively, enhance customer engagement, and strengthen their competitive edge. Building strong relationships with stakeholders and staying agile in response to changes ensures long-term success in any market.

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North America Voice-Based Payments Report Scope

Report Attribute Details
Market size in 2022 US$ 2,189.27 Million
Market Size by 2030 US$ 4,822.93 Million
Global CAGR (2022 - 2030) 10.4%
Historical Data 2020-2021
Forecast period 2023-2030
Segments Covered By 组件
  • 软件和硬件
By 企业规模
  • 大型企业和中小型企业
Regions and Countries Covered 北美
  • 美国
  • 加拿大
  • 墨西哥
Market leaders and key company profiles
  • Amazon.com Inc
  • Cerence Inc
  • Google LLC
  • Huawei Technologies Co Ltd
  • NCR VOYIX Corp
  • PayPal Holdings Inc
  • Paysafe Limited
  • PCI Pal
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    North America Voice-Based Payments Regional Insights

    The regional scope of North America Voice-Based Payments refers to the geographical area in which a business operates and competes. Understanding regional nuances, such as local consumer preferences, economic conditions, and regulatory environments, is crucial for tailoring strategies to specific markets. Businesses can expand their reach by identifying underserved regions or adapting their offerings to meet regional demands. A clear regional focus allows for more effective resource allocation, targeted marketing, and better positioning against local competitors, ultimately driving growth in those specific areas.

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    The List of Companies - North America Voice-Based Payments Market

    1. Amazon.com Inc
    2. Cerence Inc
    3. Google LLC
    4. Huawei Technologies Co Ltd
    5. NCR VOYIX Corp
    6. PayPal Holdings Inc
    7. Paysafe Limited
    8. PCI Pal
    Frequently Asked Questions
    How big is the North America Voice-Based Payments Market?

    The North America Voice-Based Payments Market is valued at US$ 2,189.27 Million in 2022, it is projected to reach US$ 4,822.93 Million by 2030.

    What is the CAGR for North America Voice-Based Payments Market by (2022 - 2030)?

    As per our report North America Voice-Based Payments Market, the market size is valued at US$ 2,189.27 Million in 2022, projecting it to reach US$ 4,822.93 Million by 2030. This translates to a CAGR of approximately 10.4% during the forecast period.

    What segments are covered in this report?

    The North America Voice-Based Payments Market report typically cover these key segments-

  • 组件 (软件和硬件)
  • 企业规模 (大型企业和中小型企业)
  • What is the historic period, base year, and forecast period taken for North America Voice-Based Payments Market?

    The historic period, base year, and forecast period can vary slightly depending on the specific market research report. However, for the North America Voice-Based Payments Market report:

  • Historic Period : 2020-2021
  • Base Year : 2022
  • Forecast Period : 2023-2030
  • Who are the major players in North America Voice-Based Payments Market?

    The North America Voice-Based Payments Market is populated by several key players, each contributing to its growth and innovation. Some of the major players include:

  • Amazon.com Inc
  • Cerence Inc
  • Google LLC
  • Huawei Technologies Co Ltd
  • NCR VOYIX Corp
  • PayPal Holdings Inc
  • Paysafe Limited
  • PCI Pal
  • Who should buy this report?

    The North America Voice-Based Payments Market report is valuable for diverse stakeholders, including:

    • Investors: Provides insights for investment decisions pertaining to market growth, companies, or industry insights. Helps assess market attractiveness and potential returns.
    • Industry Players: Offers competitive intelligence, market sizing, and trend analysis to inform strategic planning, product development, and sales strategies.
    • Suppliers and Manufacturers: Helps understand market demand for components, materials, and services related to concerned industry.
    • Researchers and Consultants: Provides data and analysis for academic research, consulting projects, and market studies.
    • Financial Institutions: Helps assess risks and opportunities associated with financing or investing in the concerned market.

    Essentially, anyone involved in or considering involvement in the North America Voice-Based Payments Market value chain can benefit from the information contained in a comprehensive market report.