北美语音支付市场预测至 2030 年 - 区域分析 - 按组件（软件和硬件）、企业规模（大型企业和中小型企业）和行业（BFSI、汽车、医疗保健、零售、政府等）
对非接触式支付解决方案的偏好推动了北美语音支付市场的发展
商业领域对非接触式支付解决方案的偏好日益增加，代表着向精简和安全的交易流程的更广泛转变，从而产生了对语音支付的更多需求。这种转变是由现代消费者对金融互动的便利性、速度和增强安全性的要求所驱动的。随着全球市场的发展，企业认识到满足这些偏好的必要性，从而导致非接触式支付方式的采用激增。由近场通信 (NFC)、射频识别 (RFID) 和移动钱包等技术推动的非接触式支付为传统支付方式提供了一种快速有效的替代方案。根据万事达卡的数据，2021 年第一季度，全球非接触式交易增长显著，超过 40%。此外，研究发现，80% 的非接触式交易价值低于 25 美元。
消费者喜欢减少身体接触、加快交易速度和最大限度地减少潜在健康问题，这在最近的全球事件背景下尤其重要。此外，与非接触式支付相关的无缝用户体验可提高客户满意度和忠诚度。采用非接触式支付解决方案的企业还可以从提高的运营效率中受益。更快的交易处理可提高客户吞吐量并减少排队和结账时间，从而带来整体积极的购物体验。此外，数据加密和标记化对于非接触式交易至关重要，可提供增强的安全性并降低与传统支付方式相关的风险。因此，所有上述因素都在推动市场增长。
北美语音支付市场概览
北美语音支付市场分为美国、加拿大和墨西哥。北美金融业正引领创新，这得益于开放银行计划、数字化转型和持续关注客户体验。财务主管和首席财务官 (CFO) 正在继续转向投资支付现代化，尤其是优先考虑数字支付。
根据 Banked 对 2023 年美国消费者支付偏好的研究，消费者期望有更多优先考虑速度、便利性和安全性的支付选项，并根据自己的情况改变支付方式。研究显示，如果结账时可以使用多种支付方式，一半的美国消费者会使用多种支付方式。这一比例在 2022 年显著增加，比 2019 年增加了 43%，这表明现代支付平台的灵活性和多功能性越来越高。数据显示，消费者的财务习惯正在多样化，79.2% 的受访者每月使用 2-5 种支付方式，较 2022 年的 57% 大幅上升。根据同一项研究，Apple Pay、Google Wallet 和 PayPal 等数字钱包和支付服务在美国也越来越受欢迎，59.6% 的受访者表示他们使用过这些服务。这些数字钱包的吸引力在于其易用性和增强的安全功能，使其成为越来越多用户的首选。随着数字支付方式使用的增加，北美对语音支付的需求也在增加。
北美语音支付市场收入及预测至 2030 年（百万美元）
北美语音支付市场细分
北美语音支付市场分为组件、企业规模、行业和国家。
根据组件，北美语音支付市场细分为软件和硬件。软件部分在 2022 年占据了更大的市场份额。
就企业规模而言，北美语音支付市场细分为大型企业和中小企业。大型企业部分在 2022 年占据了更大的市场份额。
根据行业，北美语音支付市场细分为 BFSI、汽车、医疗保健、零售、政府和其他。BFSI 部门在 2022 年占据了最大的市场份额。
按国家/地区划分，北美语音支付市场细分为美国、加拿大和墨西哥。 2022 年，美国占据了北美语音支付市场的主导份额。
Amazon.com Inc、Cerence Inc、Google LLC、华为技术有限公司、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited 和 PCI Pal 是北美语音支付市场的一些领先公司。
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. North America Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. North America Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - North America Analysis
6.1 North America Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 North America Voice-Based Payments Market Forecast Analysis
7. North America Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. North America Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. North America Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. North America Voice-Based Payments Market - Country Analysis
10.1 North America Voice-Based Payments Market
10.1.1 North America Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 North America Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 United States: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 United States: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 United States: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 Canada: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 Canada: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 Canada: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 Mexico: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 Mexico: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 Mexico: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Company Positioning & Concentration
11.2 Heat Map Analysis by Key Players
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 WOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Paysafe Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Cerence Inc
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Huawei Technologies Co Ltd
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 PCI Pal
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. North America Voice-Based Payments Market Segmentation
Table 2. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Country
Table 7. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 8. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 9. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 10. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 11. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 12. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 13. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 14. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 15. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 16. Heat Map Analysis by Key Players
Table 17. Appendix
List of Figures
Figure 1. North America Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. North America Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. North America Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. North America Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. North America Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. North America Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. North America Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. United States: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Company Positioning & Concentration
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the North America voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the North America voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth North America market trends and outlook coupled with the factors driving the North America voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.