北美基于使用的汽车保险 (UBI) 市场到 2027 年 - 按技术(智能手机、黑匣子和加密狗)进行区域分析和预测;和保单类型(按驾驶次数付费和按驾驶方式付费)

Historic Data: 2016-2017   |   Base Year: 2018   |   Forecast Period: 2019-2027


No. of Pages: 109    |    Report Code: TIPRE00005463    |    Category: Banking, Financial Services, and Insurance

North America Automotive Usage-Based Insurance (UBI) Market

北美汽车 UBI 市场预计将从 2018 年的 72.4 亿美元增长到 2027 年的 444.5 亿美元,2019 年至 2027 年复合年增长率为 22.4% .

移动即服务 (MaaS) 接受度的提高正在推动基于汽车使用情况的保险市场的增长。此外,远程信息处理公司和保险公司之间合作的增加预计将在预测期内推动汽车 UBI 市场的增长。移动即服务旨在利用不同的交通方式为消费者提供端到端的交通,从而充分利用一个地区现有的交通基础设施。 MaaS 对消费者的吸引力日益增强,导致第三方服务提供商采购更多车辆以增强客户体验。这一因素也导致全球服务提供商的数量不断增加;一些著名的移动即服务提供商包括 Uber、Lyft、Zipcar、Car2go、Beeline Singapore、UbiGo AB 和 Smile Mobility 等。这些汽车服务提供商越来越多地采购车辆,进一步影响远程信息处理技术提供商(TTP)、远程信息处理服务提供商(TSP)和汽车保险公司开发先进的保险解决方案。此外,一些远程信息处理提供商和保险公司正在相互合作,推出先进而强大的保险解决方案。预计这将促进远程信息处理保险或汽车 UBI 的市场增长。

智能手机领域预计将成为市场份额最高的领先技术之一。预测期内的北美汽车 UBI 市场。智能手机应用程序可以具有强大的 GPS 和加速计功能。该应用程序为保险提供商提供了一个引人注目的界面,用于与客户沟通并提供其他服务,包括天气更新、交通报告和故障服务。一般来说,尽管 OBDII 设备更容易安装,但客户更愿意使用智能手机应用程序。智能手机应用程序适合针对特定群体的保险提供商,从而获得利基市场份额。随着 UBI 业务的增长,保险公司可能会投资 OBDII 并长期向特定客户群提供此服务。

美国在 2018 年主导了汽车 UBI 市场预计在预测期内将引领整个北美地区的市场,其次是加拿大。下图突出显示了预测期内加拿大在北美汽车 UBI 市场中的收入份额:

到 2027 年加拿大汽车 UBI 市场收入和预测 (十亿美元)

北美汽车 UBI 市场细分


按技术安装


•智能手机
•黑匣子
•加密狗
•其他

按政策类型


•即用即付 (PAYD)
•按驾驶方式付费 (PHYD)

按国家/地区


•美国
•加拿大
•墨西哥

汽车 UBI 市场 - 提及的公司


•好事达保险公司
•安联保险
• Metromile, Inc.
• Octo Telematics SpA
•沃达丰汽车SPA
• AXA SA
•利宝互助保险公司
• TomTom Telematics BV
• Sierra Wireless, Inc.
• Unipolsai Assicurazioni SpA


North America Automotive Usage-Based Insurance (UBI) Strategic Insights

Strategic insights for North America Automotive Usage-Based Insurance (UBI) involve closely monitoring industry trends, consumer behaviours, and competitor actions to identify opportunities for growth. By leveraging data analytics, businesses can anticipate market shifts and make informed decisions that align with evolving customer needs. Understanding these dynamics helps companies adjust their strategies proactively, enhance customer engagement, and strengthen their competitive edge. Building strong relationships with stakeholders and staying agile in response to changes ensures long-term success in any market.

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North America Automotive Usage-Based Insurance (UBI) Report Scope

Report Attribute Details
Market size in 2018 US$ 7.24 Billion
Market Size by 2027 US$ 44.45 Billion
Global CAGR (2019 - 2027) 22.4%
Historical Data 2016-2017
Forecast period 2019-2027
Segments Covered By 配备的技术
  • 智能手机
  • 黑匣子
  • 加密狗
By 政策类型
  • 按驾驶里程付费和按驾驶次数付费
Regions and Countries Covered 北美
  • 美国
  • 加拿大
  • 墨西哥
Market leaders and key company profiles
  • Allianz SE
  • Assicurazioni Generali S.p.A.
  • AXA SA
  • Liberty Mutual Insurance Company
  • MS&AD Insurance Group Holdings, Inc.
  • Octo Telematics S.p.A
  • Sierra Wireless, Inc.
  • TomTom Telematics BV
  • Unipolsai Assicurazioni S.p.A.
  • Vodafone Automotive S.P.A
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    North America Automotive Usage-Based Insurance (UBI) Regional Insights

    The regional scope of North America Automotive Usage-Based Insurance (UBI) refers to the geographical area in which a business operates and competes. Understanding regional nuances, such as local consumer preferences, economic conditions, and regulatory environments, is crucial for tailoring strategies to specific markets. Businesses can expand their reach by identifying underserved regions or adapting their offerings to meet regional demands. A clear regional focus allows for more effective resource allocation, targeted marketing, and better positioning against local competitors, ultimately driving growth in those specific areas.

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    The List of Companies - North America Automotive Usage-Based Insurance (UBI) Market

    The List of Companies - North America Automotive Usage-Based Insurance (UBI) Market

    1. Allianz SE
    2. Assicurazioni Generali S.p.A.
    3. AXA SA
    4. Liberty Mutual Insurance Company
    5. MS&AD Insurance Group Holdings, Inc.
    6. Octo Telematics S.p.A
    7. Sierra Wireless, Inc.
    8. TomTom Telematics BV
    9. Unipolsai Assicurazioni S.p.A.
    10. Vodafone Automotive S.P.A
    Frequently Asked Questions
    How big is the North America Automotive Usage-Based Insurance (UBI) Market?

    The North America Automotive Usage-Based Insurance (UBI) Market is valued at US$ 7.24 Billion in 2018, it is projected to reach US$ 44.45 Billion by 2027.

    What is the CAGR for North America Automotive Usage-Based Insurance (UBI) Market by (2019 - 2027)?

    As per our report North America Automotive Usage-Based Insurance (UBI) Market, the market size is valued at US$ 7.24 Billion in 2018, projecting it to reach US$ 44.45 Billion by 2027. This translates to a CAGR of approximately 22.4% during the forecast period.

    What segments are covered in this report?

    The North America Automotive Usage-Based Insurance (UBI) Market report typically cover these key segments-

  • 配备的技术 (智能手机, 黑匣子, 加密狗)
  • 政策类型 (按驾驶里程付费和按驾驶次数付费)
  • What is the historic period, base year, and forecast period taken for North America Automotive Usage-Based Insurance (UBI) Market?

    The historic period, base year, and forecast period can vary slightly depending on the specific market research report. However, for the North America Automotive Usage-Based Insurance (UBI) Market report:

  • Historic Period : 2016-2017
  • Base Year : 2018
  • Forecast Period : 2019-2027
  • Who are the major players in North America Automotive Usage-Based Insurance (UBI) Market?

    The North America Automotive Usage-Based Insurance (UBI) Market is populated by several key players, each contributing to its growth and innovation. Some of the major players include:

  • Allianz SE
  • Assicurazioni Generali S.p.A.
  • AXA SA
  • Liberty Mutual Insurance Company
  • MS&AD Insurance Group Holdings, Inc.
  • Octo Telematics S.p.A
  • Sierra Wireless, Inc.
  • TomTom Telematics BV
  • Unipolsai Assicurazioni S.p.A.
  • Vodafone Automotive S.P.A
  • Who should buy this report?

    The North America Automotive Usage-Based Insurance (UBI) Market report is valuable for diverse stakeholders, including:

    • Investors: Provides insights for investment decisions pertaining to market growth, companies, or industry insights. Helps assess market attractiveness and potential returns.
    • Industry Players: Offers competitive intelligence, market sizing, and trend analysis to inform strategic planning, product development, and sales strategies.
    • Suppliers and Manufacturers: Helps understand market demand for components, materials, and services related to concerned industry.
    • Researchers and Consultants: Provides data and analysis for academic research, consulting projects, and market studies.
    • Financial Institutions: Helps assess risks and opportunities associated with financing or investing in the concerned market.

    Essentially, anyone involved in or considering involvement in the North America Automotive Usage-Based Insurance (UBI) Market value chain can benefit from the information contained in a comprehensive market report.