2030 年までの北米音声決済市場予測 - 地域分析 - コンポーネント別 (ソフトウェアとハードウェア)、企業規模別 (大企業と中小企業)、業界別 (BFSI、自動車、ヘルスケア、小売、政府、その他)
非接触型決済ソリューションの選好が北米の音声決済市場を牽引
ビジネス環境における非接触型決済ソリューションの選好の高まりは、合理化された安全な取引プロセスへの幅広いシフトを表しており、音声決済の需要が高まっています。このシフトは、現代の消費者が金融取引において利便性、スピード、安全性の向上を求めていることによって推進されています。グローバル市場が進化するにつれて、企業はこれらの好みを満たす必要性を認識し、非接触型決済方法の採用が急増しています。近距離無線通信 (NFC)、無線周波数識別 (RFID)、モバイル ウォレットなどのテクノロジーによって実現される非接触型決済は、従来の決済方法に代わる迅速で効率的な方法です。Mastercard のデータによると、2021 年第 1 四半期に非接触型取引は世界全体で 40% を超える著しい成長を遂げました。さらに、これらの非接触型取引の 80% は 25 米ドル未満であることがわかりました。
消費者は、物理的な接触の減少、取引の迅速化、潜在的な健康上の懸念の最小化を高く評価しており、これは最近の世界的な出来事の状況では特に当てはまります。さらに、非接触型決済に伴うシームレスなユーザー エクスペリエンスは、顧客満足度とロイヤルティを促進します。非接触型決済ソリューションを採用している企業は、運用効率の向上というメリットも享受できます。取引処理が高速化することで、顧客のスループットが向上し、待ち行列とチェックアウト時間が短縮され、全体的にポジティブなショッピング体験につながります。さらに、非接触型取引では、セキュリティを強化し、従来の決済方法に伴うリスクを軽減するために、データの暗号化とトークン化が不可欠です。したがって、前述のすべての要因が市場の成長を促進しています。
北米の音声ベースの決済市場の概要
北米の音声ベースの決済市場は、米国、カナダ、メキシコに分割されています。北米の金融環境は、オープンバンキングイニシアチブ、デジタルトランスフォーメーション、および顧客体験への継続的な重点によって推進されるイノベーションをリードしています。財務担当者と最高財務責任者（CFO）は、特にデジタル決済を優先するなど、決済の近代化への投資へと継続的にシフトしています。
Bankedの2023年の米国消費者の決済嗜好に関する調査によると、消費者はスピード、利便性、セキュリティを優先するより多くの決済オプションを期待しており、状況に応じて決済方法を変更しています。この調査では、米国の消費者の半数が、チェックアウト時に利用できる場合、複数の決済方法を使用することが明らかになりました。この割合は2022年に2019年から43％増加し、現代の決済プラットフォームに期待される柔軟性と汎用性が高まっていることを示しています。データによると、消費者の金融習慣は多様化しており、回答者の79.2％が毎月2〜5種類の支払い方法を使用しており、2022年の57％から大幅に増加しています。同じ調査によると、Apple Pay、Google Wallet、PayPalなどのデジタルウォレットと支払いサービスも米国で人気が高まっており、回答者の59.6％が使用したことがあると答えています。これらのデジタルウォレットの魅力は、使いやすさと強化されたセキュリティ機能にあり、ますます多くのユーザーに好まれる選択肢となっています。デジタル決済方法の使用がこのように増加するにつれて、北米でも音声ベースの支払いの需要が高まっています。
北米の音声ベースの支払い市場の収益と2030年までの予測（百万米ドル）
北米の音声ベースの支払い市場のセグメンテーション
北米の音声ベースの支払い市場は、コンポーネント、企業規模、業界、国に分類されています。
コンポーネントに基づいて、北米の音声ベースの決済市場はソフトウェアとハードウェアに分類されます。ソフトウェアセグメントは2022年に大きな市場シェアを占めました。
企業規模に基づいて、北米の音声ベースの決済市場は大企業と中小企業に分類されます。大企業セグメントは2022年に大きな市場シェアを占めました。
業界に基づいて、北米の音声ベースの決済市場はBFSI、自動車、ヘルスケア、小売、政府、その他に分類されます。BFSIセグメントは2022年に最大の市場シェアを占めました。
国別に見ると、北米の音声ベースの決済市場は米国、カナダ、メキシコに分類されます。 2022年、北米の音声決済市場シェアは米国が独占しました。
北米の音声決済市場で事業を展開する大手企業には、Amazon.com Inc、Cerence Inc、Google LLC、Huawei Technologies Co Ltd、NCR VOYIX Corp、PayPal Holdings Inc、Paysafe Limited、PCI Palなどがあります。
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. North America Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. North America Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - North America Analysis
6.1 North America Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 North America Voice-Based Payments Market Forecast Analysis
7. North America Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. North America Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. North America Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. North America Voice-Based Payments Market - Country Analysis
10.1 North America Voice-Based Payments Market
10.1.1 North America Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 North America Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 United States: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 United States: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 United States: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 Canada: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 Canada: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 Canada: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 Mexico: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 Mexico: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 Mexico: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Company Positioning & Concentration
11.2 Heat Map Analysis by Key Players
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 WOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Paysafe Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Cerence Inc
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Huawei Technologies Co Ltd
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 PCI Pal
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. North America Voice-Based Payments Market Segmentation
Table 2. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. North America Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Country
Table 7. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 8. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 9. United States: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 10. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 11. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 12. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 13. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 14. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 15. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 16. Heat Map Analysis by Key Players
Table 17. Appendix
List of Figures
Figure 1. North America Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. North America Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. North America Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. North America Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. North America Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. North America Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. North America Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. United States: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. Canada: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. Mexico: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Company Positioning & Concentration
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the North America voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the North America voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth North America market trends and outlook coupled with the factors driving the North America voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.