Pronóstico del mercado de pagos por voz en Europa hasta 2030: análisis regional por componente (software y hardware), tamaño de empresa (grandes empresas y pymes) e industria (BFSI, automoción, atención sanitaria, comercio minorista, gobierno y otros)
Los avances en la tecnología de procesamiento del lenguaje natural (PLN) impulsan el mercado europeo de pagos por voz
Los avances en la tecnología de procesamiento del lenguaje natural (PLN) se han convertido en una fuerza transformadora dentro del panorama empresarial, impactando significativamente el mercado de pagos por voz. El PLN se centra en permitir que las máquinas comprendan, interpreten y respondan al lenguaje humano de una manera que simule la comunicación natural. Este progreso tecnológico tiene implicaciones sustanciales para las empresas que buscan mejorar las interacciones con los clientes, automatizar procesos y extraer información valiosa de datos no estructurados. En el servicio y la interacción con el cliente, las empresas están utilizando sofisticados algoritmos de PLN para desarrollar chatbots y asistentes virtuales. Estos sistemas inteligentes pueden comprender las consultas de los clientes y responderlas, brindando soporte en tiempo real y mejorando las experiencias generales de los usuarios. Esto aumenta la eficiencia operativa y permite a las empresas brindar servicios personalizados y receptivos, fortaleciendo así las relaciones con los clientes.
Los avances en PNL desempeñan un papel fundamental en el análisis de datos y los procesos de toma de decisiones. Las empresas pueden aprovechar los algoritmos de PNL para extraer información significativa de grandes cantidades de datos textuales no estructurados, como comentarios de clientes, publicaciones en redes sociales y tendencias del mercado. Esto facilita una toma de decisiones más informada, lo que ayuda a las organizaciones a mantenerse ágiles y receptivas a la dinámica cambiante del mercado. En el sector financiero, el PNL es fundamental para automatizar tareas como el análisis de sentimientos de las noticias financieras, ayudar a las decisiones de inversión y detectar patrones en el comportamiento del mercado. La capacidad de procesar y comprender el lenguaje natural permite evaluaciones de riesgos más precisas y mejores medidas de cumplimiento. En general, los avances en la tecnología de PNL permiten a las empresas mejorar la comunicación, agilizar las operaciones y extraer información valiosa, lo que contribuye a aumentar la eficiencia, la innovación y la ventaja competitiva en el dinámico entorno empresarial actual.
Resumen del mercado de pagos por voz en Europa
El mercado de pagos por voz en Europa está segmentado en Alemania, Reino Unido, Italia, Rusia, Francia y el resto de Europa. La demanda de banca en línea en Europa está creciendo significativamente. Según la empresa Global Commerce Media LLC, Gitnux, el 89% de los adultos del Reino Unido utilizan la banca en línea y el 64% utiliza aplicaciones de banca móvil. En 2022, el número de usuarios móviles de banca digital alcanzó el 90,4% en Europa. Estos datos muestran que la tendencia de la banca digital está creciendo en Europa y cada vez más personas están cambiando a la banca en línea como una forma segura y conveniente de administrar sus finanzas.
Varias empresas están lanzando nuevos pagos por voz en Europa. Por ejemplo, en septiembre de 2021, VibePay, un servicio de iniciación de pagos sociales, se convirtió en la primera organización en proporcionar pagos activados por voz de cuenta a cuenta en Europa. Los usuarios de VibePay en iOS pueden pagar o solicitar pagos a otros con su voz de manera directa e instantánea desde una cuenta bancaria a otra sin cargos.
En diciembre de 2020, Ingenico, CopSonic y Validsoft desarrollaron dos tecnologías de autenticación de voz sólidas que permiten compras digitales seguras en el hogar, en vehículos y otros entornos. Una de ellas se implementó para comprar combustible en la ciudad de Argentan en Francia. Por lo tanto, con el creciente uso de pagos digitales y basados en voz, el mercado de pagos basados en voz está creciendo en la región.
Ingresos y pronóstico del mercado de pagos basados en voz en Europa hasta 2030 (millones de USD)
Segmentación del mercado de pagos basados en voz en Europa
El mercado de pagos basados en voz en Europa se clasifica en componentes, tamaño de la empresa, industria y país.
Según los componentes, el mercado de pagos basados en voz en Europa se segmenta en software y hardware. El segmento de software tuvo una mayor participación de mercado en 2022.
En términos de tamaño de empresa, el mercado europeo de pagos por voz se segmenta en grandes empresas y pymes. El segmento de grandes empresas tuvo una mayor participación de mercado en 2022.
Según la industria, el mercado europeo de pagos por voz se segmenta en BFSI, automoción, atención médica, comercio minorista, gobierno y otros. El segmento BFSI tuvo la mayor participación de mercado en 2022.
Por país, el mercado europeo de pagos por voz se segmenta en Alemania, Francia, Reino Unido, Italia, Rusia y el resto de Europa. Alemania dominó la participación de mercado de pagos por voz en Europa en 2022.
Amazon.com Inc, Cerence Inc, Google LLC, Huawei Technologies Co Ltd, NCR VOYIX Corp, PayPal Holdings Inc, Paysafe Limited, PCI Pal y Vibe Pay Limited son algunas de las empresas líderes que operan en el mercado europeo de pagos por voz.
TABLE OF CONTENTS
1. Introduction
1.1 The Insight Partners Research Report Guidance
1.2 Market Segmentation
2. Executive Summary
2.1 Key Insights
2.2 Market Attractiveness
3. Research Methodology
3.1 Coverage
3.2 Secondary Research
3.3 Primary Research
4. Europe Voice-Based Payments Market Landscape
4.1 Overview
4.2 Ecosystem Analysis
4.2.1 Solution and Service Providers:
4.2.2 End Users
4.2.3 List of Vendors in Value Chain:
5. Europe Voice-Based Payments Market - Key Market Dynamics
5.1 Market Drivers
5.1.1 Preference for Contactless Payment Solutions
5.1.2 Advancements in Natural Language Processing (NLP) Technology
5.1.3 Widespread Use of Smartphones and Smart Speakers
5.2 Market Restraints
5.2.1 Security Concerns
5.2.2 Limited Accuracy in Voice Recognition Technology
5.3 Market Opportunities
5.3.1 Adoption of Artificial Intelligence (AI)
5.4 Future Trends
5.4.1 Increasing Adoption by Retail Sector
5.5 Impact of Drivers and Restraints:
6. Voice-Based Payments Market - Europe Analysis
6.1 Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
6.2 Europe Voice-Based Payments Market Forecast Analysis
7. Europe Voice-Based Payments Market Analysis - by Component
7.1 Software
7.1.1 Overview
7.1.2 Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
7.2 Hardware
7.2.1 Overview
7.2.2 Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8. Europe Voice-Based Payments Market Analysis - by Enterprise Size
8.1 Large Enterprises
8.1.1 Overview
8.1.2 Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
8.2 SMEs
8.2.1 Overview
8.2.2 SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9. Europe Voice-Based Payments Market Analysis - by Industry
9.1 BFSI
9.1.1 Overview
9.1.2 BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.2 Automotive
9.2.1 Overview
9.2.2 Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.3 Healthcare
9.3.1 Overview
9.3.2 Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.4 Retail
9.4.1 Overview
9.4.2 Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.5 Government
9.5.1 Overview
9.5.2 Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
9.6 Others
9.6.1 Overview
9.6.2 Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10. Europe Voice-Based Payments Market - Country Analysis
10.1 Europe Voice-Based Payments Market
10.1.1 Europe Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.1 Europe: Voice-Based Payments Market - Revenue and Forecast Analysis - by Country
10.1.1.2 Germany: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.2.1 Germany: Voice-Based Payments Market Breakdown, by Component
10.1.1.2.2 Germany: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.2.3 Germany: Voice-Based Payments Market Breakdown, by Industry
10.1.1.3 France: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.3.1 France: Voice-Based Payments Market Breakdown, by Component
10.1.1.3.2 France: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.3.3 France: Voice-Based Payments Market Breakdown, by Industry
10.1.1.4 United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.4.1 United Kingdom: Voice-Based Payments Market Breakdown, by Component
10.1.1.4.2 United Kingdom: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.4.3 United Kingdom: Voice-Based Payments Market Breakdown, by Industry
10.1.1.5 Italy: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.5.1 Italy: Voice-Based Payments Market Breakdown, by Component
10.1.1.5.2 Italy: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.5.3 Italy: Voice-Based Payments Market Breakdown, by Industry
10.1.1.6 Russia: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.6.1 Russia: Voice-Based Payments Market Breakdown, by Component
10.1.1.6.2 Russia: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.6.3 Russia: Voice-Based Payments Market Breakdown, by Industry
10.1.1.7 Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
10.1.1.7.1 Rest of Europe: Voice-Based Payments Market Breakdown, by Component
10.1.1.7.2 Rest of Europe: Voice-Based Payments Market Breakdown, by Enterprise Size
10.1.1.7.3 Rest of Europe: Voice-Based Payments Market Breakdown, by Industry
11. Competitive Landscape
11.1 Heat Map Analysis by Key Players
11.2 Company Positioning & Concentration
12. Industry Landscape
12.1 Overview
12.2 Market Initiative
12.3 New Product Development
13. Company Profiles
13.1 Amazon.com Inc
13.1.1 Key Facts
13.1.2 Business Description
13.1.3 Products and Services
13.1.4 Financial Overview
13.1.5 SWOT Analysis
13.1.6 Key Developments
13.2 NCR VOYIX Corp
13.2.1 Key Facts
13.2.2 Business Description
13.2.3 Products and Services
13.2.4 Financial Overview
13.2.5 SWOT Analysis
13.2.6 Key Developments
13.3 Google LLC
13.3.1 Key Facts
13.3.2 Business Description
13.3.3 Products and Services
13.3.4 Financial Overview
13.3.5 SWOT Analysis
13.3.6 Key Developments
13.4 PayPal Holdings Inc
13.4.1 Key Facts
13.4.2 Business Description
13.4.3 Products and Services
13.4.4 Financial Overview
13.4.5 SWOT Analysis
13.4.6 Key Developments
13.5 Vibe Pay Limited
13.5.1 Key Facts
13.5.2 Business Description
13.5.3 Products and Services
13.5.4 Financial Overview
13.5.5 SWOT Analysis
13.5.6 Key Developments
13.6 Paysafe Limited
13.6.1 Key Facts
13.6.2 Business Description
13.6.3 Products and Services
13.6.4 Financial Overview
13.6.5 SWOT Analysis
13.6.6 Key Developments
13.7 Cerence Inc
13.7.1 Key Facts
13.7.2 Business Description
13.7.3 Products and Services
13.7.4 Financial Overview
13.7.5 SWOT Analysis
13.7.6 Key Developments
13.8 Huawei Technologies Co Ltd
13.8.1 Key Facts
13.8.2 Business Description
13.8.3 Products and Services
13.8.4 Financial Overview
13.8.5 SWOT Analysis
13.8.6 Key Developments
13.9 PCI Pal
13.9.1 Key Facts
13.9.2 Business Description
13.9.3 Products and Services
13.9.4 Financial Overview
13.9.5 SWOT Analysis
13.9.6 Key Developments
14. Appendix
14.1 About The Insight Partners
List of Tables
Table 1. Europe Voice-Based Payments Market Segmentation
Table 2. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Table 3. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Component
Table 4. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Enterprise Size
Table 5. Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million) - by Industry
Table 6. Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Country
Table 7. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 8. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 9. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 10. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 11. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 12. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 13. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 14. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 15. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 16. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 17. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 18. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 19. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 20. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 21. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 22. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Component
Table 23. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Enterprise Size
Table 24. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million) - by Industry
Table 25. Company Positioning & Concentration
Table 26. Appendix
List of Figures
Figure 1. Europe Voice-Based Payments Market Segmentation, by Country
Figure 2. Ecosystem: Voice-Based Payments Market
Figure 3. Europe Voice-Based Payments Market - Key Market Dynamics
Figure 4. Impact Analysis of Drivers and Restraints
Figure 5. Europe Voice-Based Payments Market Revenue (US$ Million), 2020-2030
Figure 6. Europe Voice-Based Payments Market Share (%) - by Component (2022 and 2030)
Figure 7. Software: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 8. Hardware: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 9. Europe Voice-Based Payments Market Share (%) - by Enterprise Size (2022 and 2030)
Figure 10. Large Enterprises: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 11. SMEs: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 12. Europe Voice-Based Payments Market Share (%) - by Industry (2022 and 2030)
Figure 13. BFSI: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 14. Automotive: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 15. Healthcare: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 16. Retail: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 17. Government: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 18. Others: Europe Voice-Based Payments Market - Revenue and Forecast to 2030 (US$ Million)
Figure 19. Europe Voice-Based Payments Market, by Key Country - Revenue (2022) (US$ Million)
Figure 20. Europe Voice-Based Payments Market Breakdown, by Key Countries, 2022 and 2030 (%)
Figure 21. Germany: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 22. France: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 23. United Kingdom: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 24. Italy: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 25. Russia: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 26. Rest of Europe: Voice-Based Payments Market - Revenue and Forecast to 2030(US$ Million)
Figure 27. Heat Map Analysis by Key Players
- Amazon.com Inc
- Cerence Inc
- Google LLC
- Huawei Technologies Co Ltd
- NCR VOYIX Corp
- PayPal Holdings Inc
- Paysafe Limited
- PCI Pal
- Vibe Pay Limited
- Save and reduce time carrying out entry-level research by identifying the growth, size, leading players, and segments in the Europe voice-based payments market.
- Highlights key business priorities in order to assist companies to realign their business strategies.
- The key findings and recommendations highlight crucial progressive industry trends in the Europe voice-based payments market, thereby allowing players across the value chain to develop effective long-term strategies.
- Develop/modify business expansion plans by using substantial growth offering developed and emerging markets.
- Scrutinize in-depth Europe market trends and outlook coupled with the factors driving the Europe voice-based payments market, as well as those hindering it.
- Enhance the decision-making process by understanding the strategies that underpin commercial interest with respect to client products, segmentation, pricing, and distribution.